Personal financial statement

Monthly income

Salary and earned income Property rental, net of costs Business that runs without you Interest, dividends, bonds

Monthly expenses

Household living costs Debt payments (home, car, cards) Insurance, giving, other regular costs

Assets at face value

Enter what each would fetch if sold today, not what you paid. Take depreciation off the car. Just ask: sold right now, how much comes back?

Cash and savings Rental property, stocks, business equity Your home — if sold today Vehicles — if sold today, after depreciation Other assets — if sold today Total debt outstanding